By signing below, the applicant above, (the "merchant") and its owners/principals:
(1) certify that all information and documents submitted in connection with this application is true, correct and complete; and
(2) authorize The CapLadder Group, LLC, its agents, partners, affiliates, and lenders to receive credit reports and any other information regarding the Merchant and its owners and principals from third parties, to verify any information provided on this application.
(3) The Merchant also agrees that The CapLadder Group, LLC, its agents, partners, affiliates, and lenders may use any medium not prohibited by law including, but not limited to mail, email, facsimile, and SMS to contact Merchant. Merchant expressly consents to conduct business by electronic means.